Zenka offers a flexible personal loan platform in the market, providing Kenyans control over their finances with unique features. The registration and application processes are straightforward. Upon approval, the loan amount is transferred directly to the borrower’s M-Pesa account.
Customers can apply for a first loan with a fixed term of 61 days. The repayment terms for this 61-day loan include a one-time interest fee of 9-30% (risk-based pricing), with interest fees ranging from KSh 45 to KSh 870 for a one-time charge. Loan amounts range from KSh 500 to KSh 30,000, with a minimum repayment period of 61 days and a maximum of 180 days. The Annual Percentage Rate varies between 70.7% and 224.89%. Additionally, borrowers can increase their credit limit up to KSh 30,000 by making timely repayments.
A representative example for a first loan over 61 days shows an Annual Percentage Rate (APR) of 179.51%. For instance, a total loan amount of KSh 1,000 incurs an interest fee of KSh 300, resulting in a total repayment amount of Ksh 1,300 and a total cost of the loan of KSh 300.
Customers have the option to extend their repayment period up to 12 months (ZenkaFlexi option). For inquiries, the FAQs section on www.zenka.co.ke provides more information.
Zenka values privacy; thus, information obtained is used for identity verification and credit assessment to facilitate quick loan processing in Kenya, ensuring personal data is not shared without direct consent.
Zenka App can be downloaded from the Google Play Store to begin the loan application process in five simple steps:
- Download Zenka App from the Google Play Store
- Fill out the short application form
- Receive the money in your M-Pesa account upon approval
- Utilize the additional amount feature for extra cash
- Extend your repayment period by 7, 14, or 30 days
Timely repayments contribute to higher credit limits and eligibility for larger loan amounts in the future.
Zenka stands out with features like additional financing and flexible loan extensions:
- Top up existing loans easily
- Extend due dates for added flexibility
- Access instant personal loans to fulfill financial needs
Zenka Finance Limited based in Nairobi is responsible for data processing. The Privacy Policy contains detailed information about data processing purposes, recipients, and individual rights.
Contact Information:
- Call Center: +254 020 765 0878
- Email: support@zenka.co.ke
Zenka Digital Limited
Mirage Tower 2, 12th floor,
P.O. BOX 29107-00100
Nairobi
Kenya
概要
Zenka Loan App Kenya は、 Zenka Digital Limitedによって開発されたカテゴリ ビジネス の Freeware ソフトウェアです。
Zenka Loan App Kenya の最新バージョン 2.3.0+fe671539.381 2024/03/16 にリリースです。 それは最初 2024/03/16 のデータベースに追加されました。
Zenka Loan App Kenya が次のオペレーティング システムで実行されます: Android。
ユーザー Zenka Loan App Kenya の 4 5 つの星からの評価を与えた。
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